Mike Kastler, Financial Advisor, is Principal of Kastler Consulting Group, LLC a.k.a. Kastler Financial Planning, a fee-only registered investment adviser offering advisory services in the State of Michigan. As a Retirement Income Certified Professional or RICP®, he specializes in Retirement Planning for those of age 55 and up. He loves helping retirees and near-retirees with a personalized Plan to address the many complexities and common questions such as:
- Do I have enough guaranteed income to meet my monthly expenses?
- How do I maximize my Social Security benefits?
- How long will my investments last into my retirement?
- What is the most tax-efficient way to withdraw from my accounts?
- What is the best healthcare option for me?
- How will I fund my Long-Term Care expenses?
- How do I protect my children in a step-family scenario?
Mike has been assisting clients in the area of personal finance since the early 2000’s, both in a voluntary and in a professional capacity. His desire is to get you where you want to go…
Imagine your desired retirement lifestyle and legacy goals. Then we use our expertise and Collaborative Financial Planning tools to develop your personalized roadmap to help you get there.
Education and Credentials
- Retirement Income Certified Professional, RICP®, American College of Financial Services
- Master of Science in Finance, Walsh College
- Studied business at Harvard Business School (non-degreed program for IBM Certified Client Executives)
- Bachelor of Science in Mathematics and Computer Science, Lawrence Technological University
Mike Kastler, Financial Advisor, is a member of the National Association of Personal Financial Advisors (NAPFA), the XY Planning Network, and the Fee-Only Network. Mike has a life-long passion for finance, including his former corporate career. Now, he enjoys helping others better understand and organize their finances, then creates and assists in implementing a Plan for them to achieve financial goals.
He created Kastler Financial Planning so that he could act in the best interests of his clients. He does not sell products or accept commissions or compensation from any 3rd party. Clients can rely on him to offer unbiased financial advice, as opposed to receiving sales pitches for unwanted or unneeded products. He has a fiduciary duty to his clients.
Mike does not have “gather your assets” mentality. Instead, he uses the accounts you already have to develop your personalized Financial Plan. You retain control over your money. If you want money management, he offers that through various 3rd party money managers, providing you with the best resources at the best cost possible. Or you can do-it-yourself with our Plan as your guidance.
Why a Fee-Only Fiduciary Financial Planner?
After many disappointing experiences with his own financial “advisors” (salespeople) over the years, he decided to take a consultative, fiduciary approach, never taking commissions or referral fees and always putting the client’s best interest before my own. This is called the “Fee Only” compensation model.
By combining his real-life experiences, analytic skills, and academics, his aim is to bring unique value in developing your personalized financial plan – without the bias or pressure of selling products on commission. Mike truly believes this is the best way to provide objective financial advice that is in your best interest.
Mike’s first passion is to put God first in all that he does! Secondly, passion for his marriage to wife Julie and their blended family! Spending time with kids and grandkids is paramount!
Mike and Julie live in Groveland Twp, MI and are involved at their church and FamilyLife® Ministry. They both felt the calling to help couples navigate the everyday challenges of married life and blended children with solid biblical beliefs. Together, they lead marriage classes at churches and community centers. Sometimes clients show up to classes, such as the “Art of Marriage”, just to help them get on the same page with their finances!
Feel free to follow us on our “Marital Oneness” Facebook page here.