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Kastler Financial Planning

Fiduciary Financial Planning and Retirement Planning

Fiduciary Financial Planning

Set Goals. Plan Well. Execute & Monitor.

(248) 564-1404

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About Us

Our Mission

To improve the financial life for each and every client we serve. Our vision is that people have access to affordable and professional fiduciary financial planning, retirement planning, and investment management services, without the pressure or bias of product sales or commissions.

We provide each client with a personalized, written Plan to meet their Goals. We collaborate with each client on which financial scenarios are in their best interest. We then provide on-going assistance to Execute and Monitor the Plan, adjusting to accomodate changing life circumstances.

Fiduciary Financial Planning and Investment Management Consultancy

As a long-time engineer-type, I learned that if a “plan” isn’t written, there is no plan! I also learned that plans need to accommodate changing circumstances, especially as a Financial Planner. Forming this financial planning business was birthed on many ideas I experienced in the manufacturing and engineering community. See the publication Engineering Your Retirement Plan and our Financial Planning Process as an examples. Even the logo you see above contains an automotive “sweep” through the design.

Our Value to You

We are a Fiduciary

We are fiduciary financial planning professionals! The National Association of Personal Financial Advisors (NAPFA) sets the definition for fiduciary financial planning advice.

NAPFA’s position is that the Fee-Only method of compensation is the most transparent and objective method available. This model minimizes conflicts and ensures that your financial planner acts as a fiduciary. Fee-Only planners are compensated directly by their clients for advice, plan implementation and for the ongoing management of assets. All NAPFA members are required to work only within the Fee-Only structure, accepting no commissions for their work.” See the full What is Fee-only Financial Planning? article on the NAPFA website.

When you do business with Kastler Financial Planning, you are doing business with a fiduciary at all phases of the financial planning engagement. Each client receives a signed fiduciary oath.

Fiduciary Benefits for You

Working with a fiduciary brings unique benefits to each of our clients:

  • A finance professional writes your Plan, not a salesperson
  • There is no pressure of product sales
  • Recommendations are made that are in your best interest, not ours
  • Our flat-fee pricing is provided to you up-front before we ever sign a contract
  • You do not need to move your money to our control for us to create a Financial Plan
  • When you Plan is complete, you can implement it yourself, with our assistance, or with another provider
  • You now have a written Plan to get on solid financial footing and a roadmap toward your goals

Principles for Client Engagements

In every client engagement, we follow the 7 Principles of Financial Planning established by the Certified Financial Planner Board of Standards, Inc.’s Code of Ethics. These principles include:

  • Integrity
  • Objectivity
  • Competence
  • Fairness
  • Confidentiality
  • Professionalism
  • Diligence

In the Community…

Helping individuals is a primary passion but giving back to the community by volunteering has its many rewards too! Some community give-back activities, spanning over many years, have included helping with Habitat for Humanity, serving ice cream at community concert, retirement workshops at a local library, and teaching high schoolers on careers:

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financial planning
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Kastler Financial Planning is also pleased to be a sponsor of the new Business Center at the Clarkston Independence District Library in Clarkston, MI. We frequently hold educational workshops, seminars and events there as well as private client meetings.

In the Industry…

Businesses must change rapidly to keep up with technology and clients’ ever-increasing expectations. We strive to be ahead of the curve through on-going education, client feedback surveys, and as members of the leading fiduciary networks such as the XY Planning Network (XYPN), a national network of independent fee-only fiduciary financial advisors, Fee-Only Network, and the National Association of Personal Financial Advisors (NAPFA). We are also active members at Automation Alley and the Clarkston Chamber of Commerce.

NAPFA logo

Clarkston chamber logo



XY Planning Network logo

Fee-Only Network logo





Automation Alley, Troy, MI



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Plan - Invest - Retire

Kastler Financial Planning offers financial planning and investment advisory services through Kastler Consulting Group, LLC., a fee-only, SEC-registered investment advisor. Tel: (888)-566-1841. Kastler Financial Planning may offer investment advisory services in the State of Michigan and in other jurisdictions where exempted.

This communication has been provided to you for informational purposes only and is not intended as an offer or solicitation for the purchase or sale of a security. Although the information in this presentation has been obtained from and is based upon sources that Kastler Consulting Group, LLC believes to be reliable, Kastler Consulting Group does not guarantee its accuracy and it may be incomplete or condensed. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation.

Investing involves substantial risk and has the potential for partial or complete loss of funds invested. Investments mentioned may not be suitable for all investors. Before investing in any investment product, potential investors should consult their financial or tax advisor, accountant, or attorney with regard to their specific situation.

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