Portfolio design with either active or passive investing styles is one of the great investing debates today. Most of the finance experts and money managers are usually passionate on one style or the other and invest their clients’ nest egg with their preferred style. If your money manager is an active style portfolio manager, heRead More >
Insights
What is Your Investment Style? A Short History on 2 Investing Styles
Investment style and strategies have certainly become very complex these days. We’re in a unique period of time with the evolution of the global financial markets, complex investing strategies, thousands of funds, derivatives and other financial instruments to choose from. It can be down-right scary for a new investor to get started. There are hundredsRead More >
Establishing Your Retirement Number: It’s Just NOT That Simple
Our introductory meeting had gone on for about twenty minutes when Gary interjected. “Look, I don’t want to get all complicated. I just want to know how much we need in order to retire. Bottom line! I don’t want a list of things to do that will complicate my life. If […] Source: Establishing YourRead More >
7 Key Financial Planning Components
If you’re like me, getting from point A to point B requires a plan or a roadmap. I was taught a long time ago that if a plan isn’t written, it probably doesn’t exist. Shooting from the hip may work in some instances, but in critical areas such as one’s personal finances, I’d rather haveRead More >
Getting to “Financial Health” – 25 financial stats
There are usually clear signs if we are ill and that prompts us to see a doctor. When our car isn’t running right, we take it to a repair shop. Financial health is critical too! You could be financially sick and not know it until it’s too late. The good news is that there areRead More >
What is a Fiduciary?
One of the most talked about items in the financial industry today is what is a fiduciary and what questions a client needs to ask their financial advisor. There may be various definitions of fiduciary depending on what industry you are referring to. In the financial planning industry, the Registered Investment Advisor (RIA) firms’ fiduciaryRead More >
Why the New DOL Fiduciary Rules are Important to You
After about 5 years under development, the Department of Labor released its long-awaited fiduciary rule, which extends the fiduciary standard to those who advise clients on individual retirement accounts, 401(k) assets and other qualified retirement savings. Registered investment advisor (RIA) firms, such as Garrett Investment Advisors, have always been subject to a fiduciary standard underRead More >