Retirement doesn’t just happen, it takes a Plan. That is the first ‘truth’ about achieving your retirement goal. You may see that written a couple times throughout this article! It is so true. Many people fail because they just didn’t think through the many complexities of preparing for 30 years of retirement, without receiving aRead More >
Retirement
Mid-April 2020 newsletter
A Word of Hope I don’t want to downplay the havoc created by COVID-19. We are living in a world that nobody could possibly have envisioned a few months ago. The impact caused by the virus has disrupted life around the globe. We have friends and loved ones who are dealing with this disease. It’sRead More >
Retirement Tax Planning: Making Your Game Plan!
Retirement Tax Planning Benefits of a Tax-Efficient Distribution Strategy from Mike Kastler, MSF on Vimeo. Retirement tax planning may be the last thing on your mind or your financial advisor’s mind. The fact is, it’s hard. So people tend to avoid it. But it just may be one of the most important aspects of yourRead More >
SECURE Act – Retirement Plan Implications
SECURE Act Impacts Employees, Retirees, and Small Business Owners! View the seminar schedule Normally, I’d like to write you a fun, inspiring, and thoughtful New Year’s article that would just light you on fire with enthusiasm for the coming new year. Instead, we have a left-over Christmas present under the tree to unwrap, the SECURERead More >
The Main Pillars of Retirement Planning
There are some main pillars to retirement planning. They are all large, complex, and quickly changing. Main Pillars of Retirement Planning has Lots of Moving Parts! Retirement planning can be one of the most stressful concerns for most Americans. Recent studies show that the average American has just over $100,000 in retirement savings while manyRead More >
Potential Tax Traps in Retirement
By Charles Sherry, M.Sc. and Mike Kastler, MSF A popular quote from one of our founding forefathers, Benjamin Franklin in 1789: Our new Constitution is now established, and has an appearance that promises permanency; but in this world, nothing can be said to be certain, except death and taxes.” Taxes can’t be avoided, but theyRead More >
Selling A Business – Retirement Planning Considerations
Selling a Business – Retirement Planning Considerations Before you pull the trigger on selling a business, there are some personal retirement planning considerations. What will you do with the proceeds? How will the sale of the business impact your retirement plan? Most business owners have a significant portion of their net worth tied up inRead More >
The Power of Financial Planning Software: Navigating Your Financial Future
New and powerful financial planning software can help you navigate the myriad of retirement decisions, most of which are irreversible. Don’t Plan Your Retirement Like a Road Trip Vacation We’ve all been on the proverbial road trip heading somewhere you’ve never been and all of a sudden, you’re faced with a fork in the road.Read More >
6 Ways to a Happier Retirement
Picture this—it’s Friday afternoon, your work is done, and you have the weekend ahead of you. But what makes this weekend different than any other weekend is that you have scheduled a two-week vacation. You wish your colleagues well, they express similar thoughts, and you head toward freedom. Of course, you’re excited! Travel, new experiences,Read More >
Establishing Your Retirement Number: It’s Just NOT That Simple
Unfortunately, we see this all too often: a client thinks there is just one retirement “number” and if that “number” is achieved, then retirement will be honky dory! Well, it just isn’t that simple!… Our introductory meeting had gone on for about twenty minutes when Gary interjected. “Look, I don’t want to get all complicated.Read More >