Dream. Plan. Live.
Financial Planning, Personalized
Why Do I Need Financial Planning?
Financial planning services is one of the most helpful tools to help you understand where you are currently at and how to get where you would like to go. It is much more than just saving for a rainy day or living within your budget. Our Insight article 7 Key Financial Planning Components can give you some insights to the complexities.
The Power of Financial Planning Software
We can help you with our expertise and powerful Planning software to visualize what your financial journey may look like. By modeling, analyzing, and projecting the various components of the financial plan, our software can help you graphically visualize your financial journey.
With our expertise, resources, and professional tools, we can help you answer the basic questions such as:
- Will I have enough monthly income to meet my monthly expenses?
- How do I plan for my kid’s college education?
- How do I pay for emergencies or other unplanned expenses?
- What does my retirement projection look like?
- Am I maximizing my company benefit plans?
- Am I adequately insured?
- Do I need a will, trust, or other estate planning documents?
- If I am in a step-family situation and something happens to me, how do I protect my children from a previous marriage?
We would like to partner with you to help you:
- Dream about the lifestyle life you want
- Plan your strategy
- Live better with a written Financial Plan as your roadmap
Whether you have a $100,000 or multi-million dollar portfolio, we can help answer the 8 questions with a personalized written Plan. With a written Plan you will have a roadmap to follow, be better prepared for market fluctuations, and have realistic goals with a strategy. The result is you can live your life with a certain peace of mind.
Our Broad-Based Financial Planning Services
Young to Mid-Career (pre-55)
If you are early to mid-career, a broad-based financial plan may be a good fit for you. It all starts with where you’re at currently and where you want to be in the future. We create a written Financial Plan to help guide you along the path to meet your goals.
In a broad-based financial plan, we emphasize goal setting, saving, insurance protection, investing, college planning, retirement accumulation projections, and estate planning for this age group. For many clients, the one-time financial plan is the most cost-effective approach to understand your current situation and obtain a written Plan to guide you toward your goals. We advise you on the types of financial products available and propose a set of low-cost products specific to your situation and your risk tolerance level. A broad-based plan is priced as a one-time project.
Our written broad-based personal Financial Plan can be customized to your needs, but generally includes the following components:
- Goal Setting
- Assistance with cash flow planning
- College Planning
- Risk Tolerance profile
- Wealth building strategy
- Risk Management (insurance assessment)
- Retirement Projections
- Review Estate Planning documents
Retirement Planning (55+)
We also offer Retirement Planning services for those that generally more applicable for those over 55 years of age. Please see Retirement Planning for more information.
On-Going Financial Planning
Once your one-time Initial Plan is created, it is critical to have regular follow-ups! Consider utilizing our subscription (retainer) services for all your financial needs going forward. See On-Going Financial Planning for more information.
A written Plan
All personal financial consulting services are conducted on an hourly or a project fee-only basis by a fiduciary personal finance professional. All our fees are paid for by the client. We do not accept any commissions or referral fees from any 3rd party – providing you with consultative advice without product bias. Read more about our vision at About Us and our Services Fee Schedule/
From the convenience of your home 24/7, you will have access to our Planning software where you can view your aggregated account data, perform a monthly budget analysis, track your Plan progress, and perform some limited functionality (On-going clients only).
See more about our Financial Planning Software
A Place for Everything
The final documentation will be provided in a high-quality binder that can be used for years to come. In addition to your financial plan, you can store other pertinent financial and legal documents so that you have everything in one place and stored in the privacy of your home.
Additionally, an electronic version will also be delivered to you via your personal secure encrypted Egnyte electronic vault. All your documents may remain there for your convenient future access.
How to Get Started
You may use our scheduler to Contact Us for a complimentary “Get Acquainted” meeting. We ask that prior to meeting with us, you would complete some basic information to help us understand your current situation. Please visit our Financial Planning Process page and fill out the “Step Zero” questionnaire.