Maximize. Your. Benefits.
Social Security Planning

Planning for retirement can be one of the most stressful concerns for most Americans. Recent studies show that the average American has just over $100,000 in retirement savings while many rely solely on Social Security.
If Social Security is your only or primary source of income during retirement, it’s critical to make the right claiming decisions.
Our Social Security optimization services can help you with some of the most pressing questions that persist in people’s minds:
- What is the best claiming strategy for my personal situation?
- Spousal benefits
- How benefits are taxed
- How divorce or widowhood affect your benefit
- How working or pension income affects your benefit
To help you answer these questions and more, give us a call or Contact Us
Why Social Security Planning is Important
For many people, Social Security is the major and sometimes the only component of their retirement plan. It may also be the only benefit you have that is a Lifetime Benefit. Most importantly, Social Security has a yearly Cost-of-Living-Allowance (COLA). When you maximize your benefit amount, you also maximize your COLA amount – for as long as you live!
Choosing the best claiming-strategy and age is very important! Maximizing your Social Security benefit can make the difference between living fairly well or not.

Here is one example showing a comparison of a couple claiming Social Security at 70 vs Full Retirement Age. Your personal situation may be entirely different. You may not be able to wait until 70 for various reasons, but if you are able, the difference can be dramatic!
You can not go back and change your earnings record. And you cannot control how long you live. But you can calculate the difference between various claiming strategies, and make wise decisions.
You’ve Worked Hard!
If you are like most people, you have worked hard for the money you have and you want the best retirement that you can afford. Our job is to navigate the complexity of social security for you, show you various scenarios, and make recommendations so you can have the best lifestyle possible.
Check out the various resources available and then give us a call to help you analyze the best option for you.
Valuable Resources
We also offer a comprehensive Retirement Planning service that covers Social Security and a whole lot more. See our Retirement Planning services.
Other external resources include:
- Social Security Retirement Planner – Estimate your benefits, apply for benefits and a host of other information
- Social Security Reform – Read up on various proposals to keep Social Security solvent
- Working While on Social Security – How Working Affects Your Benefits







