We are a 7Twelve Partner!
7Twelve® is a set of multi-asset portfolios designed and owned by Craig L. Israelsen, Ph.D. Kastler Financial Planning is a member of the 7Twelve® Partners Program, giving us license rights to the portfolio designs for use in developing client portfolios, when in the best interest of the client. We do not receive any commissions or referral fees. We also offer other well-diversified portfolios from money managers such as First Ascent. Our Role as your Fiduciary Financial Planner and Investment Advisor is to understand your goals, aspirations, and risk tolerance to design an investment portfolio that is in your best interest.
What’s New at Kastler Financial Planning
High Net Worth Individuals Capped Flat Fee AUM is Here
Business Retirement Plan Workshops Popular Insight Articles
Mike Kastler Discusses Serving Clients
We Will Serve You Differently ...and that's a GOOD thing!
- Each client is treated like a family member and served as a High Net Worth client. We place extra emphasis on Discovery to get to know you personally including your long-term aspirations and current plans.
- We look at potential scenarios, projections, and courses of action
- We work collaboratively with you throughout the financial planning process and aim for a delightful Client Experience
- With my personal expertise and the knowledge base of NAPFA and the XY Planning Network, my goal is to serve you well for years to come
Our financial planning software provides powerful capabilities that allow us to develop your financial plan. We do it collaboratively with YOU at the center of the planning process. View the Financial Planning Software video for an eye-opening perspective on what this software may do for you.
Collaborative Planning Software
We provide you with a very secure process to share and store your financial data - whether you are sitting in our office or across the country via computer screen sharing. Read more about our communications and financial data security at Data Security.
Secure Data Sharing
From the convenience of your home, you will have an online financial dashboard, available on your computer, to check your account balances and, optionally, perform cash flow planning. There’s even a smartphone app, should you be interested in mobile access. Visit our Client Portal for more information.
Our Key Client Segments
If you are paying the industry standard 1%+ AUM fee, we can help you significantly reduce that with our fixed flat fees. See our fee schedule.
HNW / Business Owners
High Net Worth individuals: You have a unique opportunity to save significantly for your own retirement and build a unique legacy plan for heirs. Many estate planning strategies can be deployed to help with wealth transfer and to save on taxes.
Business Owners: Now is the time to implement a retirement plan for your employees OR help them leverage your existing plan.
Business Owner Retirement Plan Consulting
Generally, engineers like a lot of detail. As an engineer-type in my previous career, so do I. We cater to deep analysis using Monte Carlo simulations, generate cash flow reports throughout the retirement time horizon and wrap all of that into a written Plan with graphics that you will be proud to own. We even provide you with a cookbook to help you get started on your own.
Download the complimentary PDF, Engineering Your Retirement Plan
Young individuals and families just starting out and into mid-career have a host of decisions to make. Paying off student loans, saving for their first home, career decisions, and many more. Lurking on the back burner is retirement planning and how to build wealth to get there. Slow and systematic investing can help you achieve that long-term goal while you deal with all the other critical decisions of today. A written broad-based financial plan with an action plan will chart a course to get you to your goals.
Families / Step-Families
Insight Articles for Families
Step Family Financial Planning