If there’s ever been a time to evaluate your Financial Resolutions, it’s after the roller-coaster ride of 2020! Now is the time to get out your pencil and paper, your excel spreadsheet, or whatever tool works best for you and start to draft out a plan. This simple guide of 7 Financial Resolutions will provideRead More >
Fee-Only, Fiduciary, Independent
The Fee-Only Model:
Financial Advice without the pressure or bias of product sales or commissions
Fiduciary:
I sign a Fiduciary Oath to always act in your best interest before my own
Independent:
No referral fees from any brokerage firm, bank, or insurance company
We’re on a Mission to Help You Get Retirement Ready!
Collaborative Planning Approach - Keeps you engaged every step of the way
Powerful Software and Analytic Tools
A Finance Professional analyzes and writes your Plan, not a salesperson
Our Ideal Client
I believe a good Advisor/Client relationship starts with mutual values and goals. Do any of these apply to you?:
You are willing to pay for advice, not products with high commissions and AUM fees
You have many questions about your planned retirement such as when to take Social Security, how long your asset pool will last, tax efficient withdrawal strategies, and how to fund your long-term care
You look at your retirement with a long-term view
A "Passion for Striving" toward a well-rounded retirement is important to you
An on-going relationship with a Fiduciary Financial Advisor may be of value to you!

We Will Serve You Differently…and that’s a good thing!
I believe everyone should have access to reasonably priced financial advice without the bias of product sales or commissions
Read more About Us - our "6 C's" of how we do business differently.If you've been fortunate to accumalate a large asset pool, you shouldn't have to spend tens of thousands of dollars PER YEAR to have someone manage it.
Also learn more about Mike Kastler and his unique qualifications.
Key Philosophies
Retirement Planning
- It starts with you, your goals and aspirations
- We help determine the best path for you to meet those goals
- The written Plan is the result and the foundation for you to build upon for years to come
Read more about Retirement Planning for pre-55 at Financial Planning. If you are age 55+, read more about Retirement Planning services.
On-Going Planning
Investment Management
- If you are a High Net Worth (HNW) individual, we believe in a capped flat-fee to minimize your investment management costs
- We do not take possession of your assets. We use TDAmeritrade, one of the largest custodians in the industry.
- A written Financial Plan and an Investment Policy Statement are required before we consider managing your assets
- Low-cost ETFs and Mutual Funds are the core of our investment strategy
Simplicity is the ultimate sophistication- Leonardo Da Vinci
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Other Highlights at Kastler Financial Planning
Multi-Asset, Highly Diversified Portfolios are Here!

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Clients We Serve
High Net Worth individuals

You have a unique opportunity to save significantly for your own retirement and build a unique legacy plan for heirs. Many estate planning strategies can be deployed to help with wealth transfer and to save on taxes.
Read our article on how a Fixed Flat Fee schedule may significantly reduce your investment management expenses.
Engineers

Download PDF: Engineering Your Retirement Plan
Young-Mid Career Families

More info at: Financial Planning
Business Owners

See: Retirement Plan Consulting
If you do not have a company retirement plan in place, we can help you determine the best plan to meet your needs. A very low cost to you and of high value to your employees.
Download a 1-page PDF: Guide to Selecting a Company Retirement Plan
Faith-Based

If you have been looking for an easy and inexpensive option to teach your congregation about simple money matters, try the “Small Group” approach! This may be just what your congregation needs to learn about building a spending plan with faith-based principles. Using scripture, prayer, and some basic tools, you can help people get a grasp on their budget.
Download the complimentary PDF, Faith-Based Small Group Study
Step-Families

Resources are available to help you and your new spouse get on the same page!
More Invormation: Step Family Financial Planning
Download a PDF: Blended Family Finances Workbook