Fiduciary Fee-Only Services

Fee-Only

The Financial Advisor gets paid a fee for financial advice and only from the client. We never earn a commission or get paid a referral fee from anyone else.
Services may include financial advice, a written financial plan, or management of assets
Transparent Fees - see our publicly posted fee schedule here: Fee Schedule

Fiduciary

A Fee-Only Financial Advisor is always a fiduciary, acting in your best interest before their own

The National Association of Personal Financial Advisors (NAPFA) maintains the highest level of fiduciary standard

Fee-Only Financial Advisors can sign the Fiduciary Oath

Independent

We are Not affiliated with any brokerage firm, bank, or insurance company.

7Twelve® Partners Program

7Twelve® is a set of multi-asset portfolios designed and owned by Craig L. Israelsen, Ph.D. Kastler Financial Planning is a member of the 7Twelve® Partners Program, giving us license rights to the portfolio designs for use in developing client portfolios, when in the best interest of the client. We do not receive any commissions or referral fees. We also offer other well-diversified portfolios from money managers such as First Ascent. Our Role as your Fiduciary Financial Planner and Investment Advisor is to understand your goals, aspirations, and risk tolerance to design an investment portfolio that is in your best interest. Read More >

We Will Serve You Differently

...and that's a GOOD thing!

Each client is treated like a family member and served as a High Net Worth client. We place extra emphasis on Discovery to get to know you personally including your long-term aspirations and current plans.
We look at potential scenarios, projections, and courses of action
We work collaboratively with you throughout the financial planning process and aim for a delightful Client Experience
With my personal expertise and the knowledge base of NAPFA and the XY Planning Network, my goal is to serve you well for years to come

Collaborative Planning Software

Our financial planning software provides powerful capabilities that allow us to develop your financial plan. We do it collaboratively with YOU at the center of the planning process. View the Financial Planning Software video for an eye-opening perspective on what this software may do for you.

Secure Data Sharing

We provide you with a very secure process to share and store your financial data - whether you are sitting in our office or across the country via computer screen sharing. Read more about our communications and financial data security at Data Security.

Client Portal

From the convenience of your home, you will have an online financial dashboard, available on your computer, to check your account balances and, optionally, perform cash flow planning. There’s even a smartphone app, should you be interested in mobile access. Visit our Client Portal for more information.

HNW / Business Owners

If you are paying the industry standard 1%+ AUM fee, we can help you significantly reduce that with our fixed flat fees. See our fee schedule.
High Net Worth individuals: You have a unique opportunity to save significantly for your own retirement and build a unique legacy plan for heirs. Many estate planning strategies can be deployed to help with wealth transfer and to save on taxes.
Business Owners: Now is the time to implement a retirement plan for your employees OR help them leverage your existing plan.
Business Owner Retirement Plan Consulting

Engineers

Generally, engineers like a lot of detail. As an engineer-type in my previous career, so do I. We cater to deep analysis using Monte Carlo simulations, generate cash flow reports throughout the retirement time horizon and wrap all of that into a written Plan with graphics that you will be proud to own. We even provide you with a cookbook to help you get started on your own. Download the complimentary PDF, Engineering Your Retirement Plan

Families / Step-Families

Young individuals and families just starting out and into mid-career have a host of decisions to make. Paying off student loans, saving for their first home, career decisions, and many more. Lurking on the back burner is retirement planning and how to build wealth to get there. Slow and systematic investing can help you achieve that long-term goal while you deal with all the other critical decisions of today. A written broad-based financial plan with an action plan will chart a course to get you to your goals.
Insight Articles for Families
Step Family Financial Planning

Fiduciary Financial Planning

Accelerate Your Financial Aspirations!

(248) 564-1404

Retirement Planning, Scenario Analysis, Income Planning, and Tax Planning

Let's Analyze your Retirement Scenarios Together

Simple and Elegant Portfolios with Low-Cost Investment Management Options

Let's Design a PLAN Together

Young Families: Planning for your Long-Term goals

Let's Build a PLAN Together

Step Families: Protecting All the Children in Your Legacy

Let's Start a Plan Together

Engineers and DIYers: Download a useful cookbook to getting started

Let's Engineer a Plan Together

Small Business Owners: Retirement Solutions for You and Your Employees

Let's Build a Strategy Together

Secure All-Digital Process Allows you to Participate 24/7/365 from Home

Let's Implement a PLAN Together

We are a 7Twelve Partner!

7Twelve® Partners Program

What’s New at Kastler Financial Planning

High Net Worth Individuals Capped Flat Fee AUM is Here

Business Retirement Plan Workshops

Popular Insight Articles

Mike Kastler Discusses Serving Clients