Key Articles on Retirement and Retirement Planning

Many people spend decades preparing financially for retirement, yet far fewer prepare for the deeper personal and spiritual questions retirement often brings. We save, invest, estimate expenses, and build income plans. Those are wise and necessary disciplines. But when retirement finally arrives, many discover the deeper questions: Who am I apart from my career? How…

Many people spend decades preparing financially for retirement, yet far fewer prepare for the deeper personal and spiritual questions retirement often brings. We save, invest, estimate expenses, and build income plans. Those are wise and necessary disciplines. But when retirement finally arrives, many discover the deeper questions: Who am I apart from my career? How…

In an age of online influencers, social media commentary, financial news alerts, workplace conversations, and well‑meaning friends, investors are surrounded by opinions about what they should do with their money. Some of those opinions may be thoughtful. Others may be incomplete, speculative, or based on someone else’s situation entirely. That is why licensed fiduciary advice matters.

Understanding Medicare and Medicare Advantage Medicare and Medicare Advantage are two different ways to receive your Medicare benefits. Traditional Medicare, also known as Original Medicare, includes Part A (hospital insurance) and Part B (medical insurance). Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Part…

“How Much Are Advisory Fees Costing You? Let’s Find Out.” Every dollar you invest should work for you—not for someone else’s fee structure. As a fiduciary financial advisor, I charge low-cost flat fees.  I often hear from investors who assume they’re getting a fair deal because their advisor charges the “standard” 1% assets under management (AUM)…

President Trump signed a major new tax and spending law – One Big Beautiful Bill Act or OBBBA – on July 4, 2025.  This law is very large - approximately 900 pages - and makes big changes to how taxes work in the U.S. I‘d like to help sort through what the new OBBBA tax law…

Investment planning for retirement should support the retirement paycheck your broader plan is designed to provide. This article may be especially helpful if you are within five years of retirement, recently retired, or wondering whether your portfolio is still structured appropriately after recent market volatility. If you have spent decades saving carefully, it is natural…

One of the most common retirement planning questions is also one of the most personal: Will my resources be able to support the life I hope to live in retirement? That question is about more than account balances. It involves income, spending, taxes, investments, healthcare, long-term care considerations, family priorities, and the kind of retirement…

How Purpose, People, and Planning can help you overcome retirement anxieties Retirement is often seen as a well-deserved break after decades of hard work. However, for many, it can also be a source of significant anxiety. The transition from a structured work life to a more unstructured retirement can be daunting.  This article delves into…

According to a recent study by a large institution, adults aged 18 and older now believe they need $1.46 million in savings to retire comfortably. This figure represents a significant 15% increase from the $1.27 million reported the previous year and a substantial 53% surge from the $951,000 target reported in 2020.The study continues on to say it’s essential to consider these evolving…