Name: Kastler Financial Planning
Price range: $$

Planning. Investing. On-Going.

Whether you’re looking for a broad-based Planning project, Investment Management, On-Going Planning services, or hourly financial consulting, we can personalize an approach for you.

Summary of Services

Service

Short Description

Additional Information

Broad-Based Financial Planning

(Initial Plan)

A written broad-based Financial Plan gives you the foundation for reaching your financial goals. You get the advantages of package pricing on a full suite of analysis capabilities.

Financial Planning for those under age 55
Retirement Planning for those 55+
Step Family Financial Planning

Investment Management Services

We utilize low-cost mutual funds and ETFs. High Net Worth individuals will appreciate our fixed flat-fee structure that caps AUM fees.

Investment Management Services

On-Going Financial Planning

On-Going Financial Planning clients have a personalized financial planning service calendar providing periodic advice throughout the year.

On-Going Financial Planning

Plan Update

For clients that already have a written Initial Plan and want a yearly check-up to stay on track.

Financial Consulting by the hour

For personalized financial consulting projects that don’t fit into one of our categories above, we can use our hourly rate for small projects.

Commonly used for analysis of pension buyout options and Social Security analysis

Services Fee Schedules

Planning Services

AUM Fee Schedule

We offer a hybrid pricing model that includes either a percentage of Assets Under Management (AUM) or a fixed flat-fee that is capped.

For clients with greater than a $1 million invested portfolio, the $6,000 per year is a capped fee for Investment Management services as shown in the table above. This prevents your investment costs from spinning out of control if you have a large portfolio.

If you are below the million dollar threshold, we will use the percentage of Assets Under Management schedule as shown in the table above. This method will be most cost-effective for you.

We perform the account set-up, buying, selling, and rebalancing of your assets to be held at TD Ameritrade, one of the largest custodians in the country. Neither Kastler Consulting Group, LLC nor its money managers hold money directly.

If you have any questions on our fee schedules, please use the Calendly scheduler in the lower right corner to schedule some time for a no-cost/no-obligation Get Acquainted phone discussion.

Fee Schedule Disclosures

The Initial Plan pricing shown is the minimum basic one-time Plan creation fee. Additional items that may add cost to the minimum basic price include, but not limited to:

A significant number of accounts to analyze
Manual entry of account information (vs client performing account aggregation)
Other client-requested analyses such as small business modeling
Executive Compensation

For each add-on item, we will estimate an additional fee to add to the minimum base price. You will receive a written contract with all the services and fees identified before any work is begun.

Actual pricing for your project will be stated in a written contract that we jointly agree to before any work is performed.

Please note that we are not tax advisors or estate planning attorneys. We provide guidance in these areas but not specific advice. See your CPA for tax advice or your Estate Planning Attorney for legal advice.