Name: Kastler Financial Planning
Price range: $$

Planning. Investing. On-Going.

Whether you’re looking for a broad-based Planning project, Investment Management, On-Going Planning services, or hourly financial consulting, we can personalize an approach for you.

Summary of Services

Service

Short Description

Additional Information

Broad-Based Financial Planning

(Initial Plan)

Our primary service is providing you a written broad-based Initial Plan giving you the foundation for reaching your financial goals. You get the advantages of package pricing on a full suite of analysis capabilities. The Initial Plan is required for On-Going Financial Planning or Investment Management services.

Financial Planning for those under age 55
Retirement Planning for those 55+
Step Family Financial Planning

Financial Health Check-Up

If you’re not ready for a broad-based Financial Plan, but want to get started, a Financial Health Check-Up is a good first step. We can help you get organized and understand where you are currently at with your finances. We then apply the price you pay toward a broad-based Plan within a 12-month timeframe.

Social Security Planning

If you don’t need a broad-based Retirement Plan, a Social Security Optimization Analysis may be right for you. For a reasonable cost, we can help you analyze the various claiming strategies available to you. We’ll apply the price you pay toward a broad-based Retirement Plan within a 12-month timeframe, if needed.

Social Security Planning

On-Going Financial Planning

Once your Initial Plan is completed, you have the option to become an On-Going Financial Planning client and participate in the benefits of having a personalized on-going service calendar and a lower hourly rate. The fee ranges from $100-$300 per month and is dependent on the type, frequency, and number of hours of service that you desire.

On-Going Financial Planning

Investment Management Services

Affordable investment management services are available with either a fixed flat-fee structure or a very competitive % of Assets Under Management (AUM) fee. We utilize low-cost mutual funds and ETFs for the core portfolio design.

Investment Management Services

Financial Consulting by the hour

For personalized financial consulting projects that don’t fit into one of our categories above, we can use our hourly rate for small projects.

Example projects:

Pension buyout option analysis
Luxury item acquisition

Services Fee Schedule

Investment Management Services Fee Schedule

investment management services

We perform the account set-up, buying, selling, and rebalancing of your assets to be held at TD Ameritrade, one of the largest custodians in the country. Neither Kastler Consulting Group, LLC nor its money managers hold money directly.

Please note the Investment Management service fee is separate from the Initial Plan service fee, but does include the On-Going Financial Planning service fee.

To help contain costs, we offer a hybrid pricing model that includes either a percentage of Assets Under Management (AUM) or a fixed flat-fee that is capped.

For clients with greater than a $1 million invested portfolio, the $6,000 per year is a capped fee for Investment Management services as shown in the table above. This prevents your investment costs from spinning out of control if you have a large portfolio.

If you are below the million dollar threshold, we will use the percentage of Assets Under Management schedule as shown in the table above. This method will be most cost-effective for you.

If you have any questions on our fee schedule, please use the Calendly scheduler on the Contact Us page to schedule some time to discuss or give us a call!

Fee Schedule Disclosures

The Initial Plan pricing shown is the minimum basic one-time Plan creation fee. Additional items that may add cost to the minimum basic price include, but not limited to:

A significant number of accounts to analyze
Manual entry of account information (vs client performing account aggregation)
Other client-requested analyses such as small business modeling
Executive Compensation

For each add-on item, we will estimate an additional fee to add to the minimum base price. You will receive a written contract with all the services and fees identified before any work is begun.

Actual pricing for your project will be stated in a written contract that we jointly agree to before any work is performed.

Please note that we are not tax advisors or estate planning attorneys. We provide guidance in these areas but not specific advice. See your CPA for tax advice or your Estate Planning Attorney for legal advice.