Meet Kastler Financial Planning
Our Battle Cry: "Planning First!"
We believe a Planning First! approach will bring about the best possible solutions to help you achieve your best possible retirement
At Kastler Financial Planning (KFP), we believe that high-quality financial advice should be accessible without the pressure of commission-based product sales. As a fee-only financial planning firm, we provide personalized financial guidance without the conflict of interest that comes from earning commissions. Our "Planning First" approach and our fees are transparent and posted on our website.
We are a boutique firm, meaning we are small in terms of number of clients we serve. But we go 'long' in working on each client's specific needs to develop a personalized Retirement Plan. We put these words into action by encouraging every client to adopt their Purposeful Retirement™ profile, unique in the financial services industry. This helps us help you toward achieving your goals.
We are a boutique firm, meaning we are small in terms of number of clients we serve. But we go 'long' in working on each client's specific needs to develop a personalized Retirement Plan. We put these words into action by encouraging every client to adopt their Purposeful Retirement™ profile, unique in the financial services industry. This helps us help you toward achieving your goals.
Our Mission
Our mission is to ease your retirement anxieties by serving as your trusted guide - helping you pursue a Purposeful Retirement™ through a personalized Retirement Plan with on-going support.
Key Inspiration
Great businesses aren’t just measured in dollars. They’re measured in the lives they touch.
- Howard Schultz, former CEO Starbucks
- Howard Schultz, former CEO Starbucks
What's Unique About Kastler Financial Planning
Most investors find two paths available for their Retirement Planning:
1. Do-It-Yourself platforms where you are responsible for figuring everything out yourself.
2. High-fee advisory firms often delivering only surface-level planning at a premium price, often with commissionable products or % of Assets Under Management (AUM) fees.
1. Do-It-Yourself platforms where you are responsible for figuring everything out yourself.
2. High-fee advisory firms often delivering only surface-level planning at a premium price, often with commissionable products or % of Assets Under Management (AUM) fees.
Kastler Financial Planning offers a 3rd alternative: a purpose-driven approach, consisting of two components:
• 7 Pillars for a Purposeful Retirement™ - We provide an eGuide and coaching along 7 life pillars to help you identify your values, steward your resources with wisdom, and build a legacy that transcends wealth.
More accessible than high-fee firms and far more comprehensive than DIY models, Kastler Financial Planning delivers clarity, intention, and impact without commissionable products or generic advice.
Now 3 paths available
We are the new 3rd option, sitting in the middle of DIY (low-cost) and traditional advisory firms (high-cost) — not just in pricing, but in philosophy and value delivery.
• 7 Pillars for a Purposeful Retirement™ - We provide an eGuide and coaching along 7 life pillars to help you identify your values, steward your resources with wisdom, and build a legacy that transcends wealth.
• 7 Pillars Retirement Planning® process covers 7 financial pillars using leading edge financial software for 30-year analytical projections, yielding in a purpose-based portfolio designed specifically for you.
More accessible than high-fee firms and far more comprehensive than DIY models, Kastler Financial Planning delivers clarity, intention, and impact without commissionable products or generic advice.
Now 3 paths available
We are the new 3rd option, sitting in the middle of DIY (low-cost) and traditional advisory firms (high-cost) — not just in pricing, but in philosophy and value delivery.
Our Fiduciary Commitment to You
As a fiduciary, we are legally and ethically bound to act in your best interest - always. These two videos highlight how we built and 3 ways we serve clients differently.
A message from Mike: "We're Built Differently"
2-min video
3 Ways We Serve Clients Differently
1. Fee-only: Financial advice without the pressure or bias of commissionable product sales
2. Fiducary: To always act in your best interest before our own
3. Independent: Does not represent a brokerage firm or insurance company
2. Fiducary: To always act in your best interest before our own
3. Independent: Does not represent a brokerage firm or insurance company
Commitment to Our Community
In 2018, the Clarkston Independence District Library (CIDL) opened its Business Center. Unique to libraries, the business center vision was to bring business and community together with a small conference room for meetings and presentations with state of the art technology. KFP happily sponsored and donated the touch-screen TV which I still use today for meetings and small group seminars. Here are a few pics starting with the grand opening event (left)...
Schedule a Consultation
Contact Us TodayThere is no-cost and no-obligation to schedule your first 30 minutes to review your situation, discuss your goals, ask us questions, and determine if we're a mutually good fit.