President Trump signed a major new tax and spending law – One Big Beautiful Bill Act or OBBBA – on July 4, 2025.  This law is very large - approximately 900 pages - and makes big changes to how taxes work in the U.S. I‘d like to help sort through what the new OBBBA tax law…

Retirement Investment Planning can be quite challenging In today's volatile market. It's common to ask the question, "Are my investments going to be okay if I want to retire in the next 5 years?"  Or if you're in the first couple of years of retirement and concerned about withdrawing money, your concerns are certainly understandable.…

There are some welcome new thoughts and tools that make retirement planning more adaptable and explainable to your specific situation. Begin as DIY to understand your finances better and use your Advisor for the heavy lifting retirement analysis. One of the most common questions I get asked in retirement planning is if your investment asset…

How Purpose, People, and Planning can help you overcome retirement anxieties Retirement is often seen as a well-deserved break after decades of hard work. However, for many, it can also be a source of significant anxiety. The transition from a structured work life to a more unstructured retirement can be daunting.  This article delves into…

According to a recent study by a large institution, adults aged 18 and older now believe they need $1.46 million in savings to retire comfortably. This figure represents a significant 15% increase from the $1.27 million reported the previous year and a substantial 53% surge from the $951,000 target reported in 2020.The study continues on to say it’s essential to consider these evolving…

Retirement has become increasingly complex with a dizzying array of strategies, products, attention-grabbing headlines, and opinions.  One thing we know for sure, with the evolution of pensions from company defined benefit plans to employee savings plans, more and more responsibility is placed on the employee and ultimately the retiree. In a previous article, we explored…

Retirement has certainly changed a lot over the past couple of centuries. In this article we'll explore what 'retirement' looked like at various phases in U.S. history. Sometimes it's valuable to know where we've come from to help determine where we want to go. We'll start with the pre-industrial revolution era and work our way…