Our clients come from all walks of life including teachers, entertainers, business owners, engineers, medical professionals, and women either divorced or widowed. Generally, most are in the pre-retirement stage or retired. Most are looking to develop a retirement plan that they can follow. Generally, for pre-retirees we provide a collaborative planning session where we revie various retirement scenarios that we've labeled Visualize Your Retirement Possibilities®.

For those that are retired, the planning shifts to more emphasis on developing the retirement paycheck, modifying the investment portfolio, tax planning, and discussions around healthcare, long-term care, and legacy goals. 

Business owners have unique opportunities to leverage their business income, savings strategies, and unique wealth transfer options. We help integrate these more complex financial decisions into a meaningful retirement plan. 

If you appreciate structure, analysis, and clear visuals, you'll especially appreciate the planning process and the analytics that our software can provide. We can help break down complex and difficult situations into meaningful charts and graphs. You don't have to be technical to understand the results, but we think you'll greatly appreciate the work that goes behind the scenes.

Our resulting written Initial Plan will show you everything from an executive summary, action plan, and write-ups in each of the 7 areas of the 7 Pillars Retirement Planning® process. You will also be able to see the detail cash flow reports from the day you retire all the way through your retirement time horizon, observing income, withdrawals, goals, and account balance projections. 

According to Harvard Medical School, “The average lifespan is about 5 years longer for women than men in the U.S., and about 7 years longer worldwide.”

Women often face retirement decisions shaped by longer life expectancies, caregiving roles, career interruptions, reduced lifetime earnings, and the possibility of managing finances alone later in life. These realities can affect income, taxes, healthcare costs, Social Security decisions, and how long retirement resources need to last. 

Retirement planning for women is not just about accumulating assets, it’s about building confidence, flexibility, and resilience for the years ahead. Whether preparing for lower income after the loss of a spouse, the potential impact of the “widow’s tax penalty,” or the desire to support family while preserving personal security, we help turn your retirement vision into clear, actionable SMART goals. Through thoughtful planning and ongoing guidance, we help women retire with greater clarity, confidence, and purpose. Read more in our no-charge eBook PDF.

We also help individuals who are already working with another advisor or managing their planning on their own, but still want an independent review of their retirement plan. A one-time second opinion can be a helpful way to step back, evaluate key assumptions, and consider whether the plan appears aligned with your retirement goals, income needs, and overall retirement plan.

This type of review is not meant to create unnecessary disruption. Instead, it can offer perspective, surface questions worth revisiting, and help you better understand whether your current retirement approach still fits the life you hope to live.

For those of the Christian faith, retirement planning can be about more than financial security alone. It may also involve prayerfully considering how your resources can support your family, reflect your values, create margin for service, and leave a meaningful legacy.

We welcome the opportunity to incorporate a Christian perspective into the planning conversation when desired, helping you think through stewardship, generosity, purpose, and wise decision-making as part of a thoughtful retirement plan.